SoFi Tech Solutions

Making Health and Wellness Benefits Perform

Nearly a third of what organizations spend on their workforce moves through benefit programs1, yet most finance leaders can only say what those programs cost, not what they give back. This Embedded Finance Tracker, produced by PYMNTS Intelligence and sponsored by SoFi Tech Solutions, gives CFOs, HR executives and benefits administrators a practical framework for measuring that return, and shows how modern card infrastructure turns HSA, FSA, LSA and wellness dollars into cleaner compliance, higher use, recovered staff hours and faster program launches.

What you'll learn:

  • Where benefits programs win value back — the four places value is won or lost that never appear on the premium line.

  • The six capabilities behind a high-performing program — from category-level spend controls and real-time balances to API-first integration with eligibility, enrollment and claims systems.

  • How to build the business case — a Benefits Value-Recovery Scorecard for sizing what your program gives back today, using your own numbers, before the technology decision is made.

1 Source: U.S. Bureau of Labor Statistics

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