SoFi Tech Solutions

CARD ISSUING

Grow revenue faster with seamless physical and virtual card issuing.

Card issuing is at the core of every customer relationship—and today this includes issuing physical, virtual and digital-first cards, which are essential to cardholder activation and retention.
Card issuing product interface

Feature-rich card experiences.

Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue . Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue .
Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue . Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue .
Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue . Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue .
Push Provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round Up . Corporate Hierarchy . Instance Issue . Push Provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round Up . Corporate Hierarchy . Instance Issue .
Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue . Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue .
Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue . Push provisioning . Rewards . Deposit Sweeps . Real-Time Funding . Card Token Management . Mastercard Smart Data . ATMs . 3D Secure . High Interchange . Variable Interchange . Multi-Currency BINs . Round up . Corporate Hierarchy . Instance Issue .
Javelin Strategy Research 2025 Digital Issuance Provider Scorecard

SoFi Tech Solutions named Best-in-Class for digital issuance.

SoFi Tech Solutions earned the top spot in Javelin Strategy & Research’s 2025 Digital Issuance Provider Scorecard, recognized for its flexible, secure, and API-first platform. Our Digital First solution stood out for fast implementation, seamless card management, and broad wallet support—making us the trusted partner for modern card issuance.

Learn more

Consumer, small business and commercial cards.

Gift Cards. Secured Cards. Virtual Cards. General Purpose Reloadable Cards. Prepaid Cards. Debit Cards. Contactless Cards. Fleet Cards. Rewards/Incentive Cards. Payroll Cards

Expert guidance

Issue payment cards with confidence.

Our payments experts guide you through each step of your program setup, from program integration to card distribution. Whether it’s EMV chip or contactless cards, building brand value and customer loyalty starts with card issuing done right—fast, seamless and secure.

We enable instant issue of virtual accounts to generate account numbers for cardholders in real time.
Expert guidance illustration

API Foundation

Take the complexity out of card issuing.

Our Program API provides the foundation for you to launch, scale and grow your white-label card issuing program. With a single-integration, our card issuing platform allows you to advance seamlessly from card setup through embossing, fulfillment and activation.
API foundation illustration

Experience financial innovation firsthand.

Learn how our solutions can elevate your offerings with a personalized self-guided demo of our APIs.

Launch your Demo

Virtual card issuing

Go digital-first with one-click push provisioning.

Stay top of wallet with virtual cards before customers get their physical card. Our one-click push provisioning is equipped with tokenization technology that can automate the tedious process of provisioning a payment card to a mobile wallet. Give your customers the ability to simply tap a button to “push” the token associated with the card from your app to a Visa or Mastercard-branded digital card to major mobile wallets (Apple Pay, Google Pay and Samsung Pay) upon account creation.¹
Digital card issuing illustration

3D SECURE

Protect every transaction with advanced authentication.

3D Secure (3DS) adds an extra layer of security to online card payments—helping companies prevent fraud, protect customers, and increase transaction approval rates. With built-in authentication tools, 3DS helps verify cardholder identity in real time without disrupting the checkout experience.

  • Frictionless authentication for trusted customers and transactions
  • Dynamic fraud prevention with risk-based decisioning
  • 3D Score insights to optimize approval rates and reduce fraud risk
3D Secure authentication illustration

PAYMENT NETWORK

Tap into our extensive integrated payment network.

We support more than banks that issue payment cards, top card manufacturers, all payment networks and mobile wallet providers.¹ Our bank partners provide the accounts and issuing services to set your card issuance program up for long-term success.
Payment network logos

¹ No brands or products mentioned are affiliated with SoFi Tech Solutions, nor do they endorse or sponsor this product. Third party trademarks referenced herein are property of their respective owners.

Card issuing innovation

Enhance your customers' experience with the latest in card issuing.

Customer loyalty is essential to solidifying your relationship, and that's where card issuing comes in. We can even stand in your place to assist your customers from card activation to lost/stolen card reporting. Our goal is to deliver satisfaction with every interaction.