PAYMENT HUB
Powering the future of money movement.
SoFi Tech Solutions Payment Hub provides a flexible, API-driven solution for ACH, wires, RTP, and more—giving fintechs, neobanks, and banks the tools to move money securely and efficiently.
Your customers expect speed, precision and reliability — from authorization to settlement.
Today’s digital payments ecosystem demands you handle everything from real-time payments and electronic payments to money transfers and peer-to-peer (P2P) transfers. But that’s just the start. How you handle payment processing correlates to your ability to boost customer loyalty, transaction volume and, ultimately, revenues.
RELIABLE, FAST AND COMPLIANT
Simplify payments with a single integration.
The Payment Hub connects your business to key payment rails, including ACH, Same-Day ACH, wires, and real-time payments (RTP). With our API-first approach, you can manage payment flows with ease, maintain compliance, and enhance customer experiences.
- ACH, Same-Day ACH, and Direct Deposit Switch
- Wire transfers with partner banks
- Real-time payments (RTP)
- Deposit sweeps for higher FDIC coverage
ADVANCED PAYMENT INFRASTRUCTURE
Secure transactions, real-time decisioning.
With SoFi Tech Solutions market-tested payment processing, you gain control over authorization, settlement, and risk mitigation—ensuring transactions are secure and compliant.
- Real-time transaction screening
- Customizable payment controls
- Fraud detection and prevention
- Instant account funding
WHO WE SERVE
Designed for fintechs, neobanks, brands and financial institutions.
Whether you’re launching a digital bank or enhancing an existing payment platform, Payment Hub adapts to your needs. Our technology empowers you to streamline money movement, reduce friction, and scale with confidence.
Beyond Payment Processing
Value-added services that elevate engagement and drive account primacy.
SoFi Tech Solutions Payment Hub offers a suite of value-added services which go beyond basic payment processing to provide a comprehensive, user-centric experience.
- Retail Cash Loads through our partners, Incomm and GreenDot
- Push to Card functionality via partners like Astra
- Remote Payment & Processing Services (RPPS) Bill Pay for easy, seamless bill payments
- Open Banking capabilities through our integration with Plaid and Finicity (Mastercard)
- Payment Method Switch allows users to seamlessly update and switch payment methods across merchants and subscriptions—without hassle.
CONTACT US TODAY
Power your payments with SoFi Tech Solutions.
Join the fintechs and banks using Payment Hub for seamless money movement. Get started today with a scalable, compliant, and future-ready payments infrastructure.