Verify external accounts instantly.
The Galileo Instant Verification Engine (GIVE) provides real-time verification of external bank accounts, confirming their existence, status, and associated risk signals. This immediate insight enables informed decision-making when linking accounts or processing transactions, significantly reducing the potential for fraud.
In 2024, the ACH (Automated Clearing House) Network processed a total of 33.6 billion payments, amounting to $86.2 trillion in transferred funds.
$86,200,000,000,000
$86.2T
Galileo Instant Verification Engine (GIVE)
Our account verification tool provides instant decisioning, eliminating the delays of traditional methods. Powered by AI-driven risk scoring, GIVE analyzes account status, ownership, and fraud risk in real time—helping businesses reduce ACH returns and NSF issues.
With seamless, credential-free verification, customers can link external accounts instantly, improving conversion rates and security while minimizing friction.
INSTANT IDENTITY CONFIRMATION
Significantly reduce the risk of unauthorized transactions.
GIVE verifies the ownership of external bank accounts by matching the account holder’s personal information—such as name, Social Security number, date of birth, and address—against the provided details. This process helps ensure that transactions are initiated by authorized individuals, significantly reducing the risk of identity fraud.
ACCOUNT RISK PROFILING
Assess account reliability with AI.
Leveraging machine learning, GIVE generates risk scores that evaluate the likelihood of ACH returns and non-sufficient funds (NSF) issues. This comprehensive view of account reliability allows businesses to anticipate funding problems and take proactive measures to mitigate them.
SEAMLESS USER EXPERIENCE
Enhance customer satisfaction.
GIVE supports various transaction scenarios without requiring customers to input credentials for external accounts, ensuring a frictionless and secure process. This approach reduces verification times from days to seconds, minimizing customer drop-offs and enhancing overall satisfaction.
SCALABLE FRAUD PREVENTION
Grow confidently with GIVE.
Designed with scalability in mind, GIVE integrates seamlessly with existing systems, providing consistent protection as your business expands. Whether transaction volumes increase or you enter new markets, GIVE ensures robust fraud detection without disrupting operations.
