Research & Insights: Data-driven reports and playbooks shaping the future of finance.

Covering four recurring categories and one seasonal category, the Q3 2026 index reveals quarterly debit spend trends from millions of aggregated transactions.

Comprehensive strategies and defensive plays to protect your ecosystem from emerging fraud threats.

The foundational guide and best practices for successfully launching a new card program.

The missing layer in modern loyalty. Learn how co-brand debit reframes the loyalty equation by earning relevance across daily transactions.

The SoFi Tech Solutions Debit Spend Index captures millions of anonymized transactions to reveal how Americans spend, highlighting six key spending categories.

Our Q2 2026 index leverages millions of anonymized transactions to provide a window into quarterly debit spend, covering four recurring spending categories.

Revealing how Americans spent with debit during the final three months of 2025, based on millions of anonymized and aggregated transactions.

Banking on Brands. Discover how integrated payments turn every transaction into brand growth—and why 100% of brands are going embedded.